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Commercial Property Insurer FM Global Receives ‘A+’ and “Stable” Rating Affirmation from Standard & Poor’s

LONDON, UK—Commercial and industrial property insurer FM Global has received an ‘A+’ financial strength rating with a “Stable” outlook from Standard & Poor’s (S&P) Rating Services. This is the second year FM Global has received an interactive rating assignment from S&P. The rating also applies to its affiliates: Affiliated FM Insurance Company (AFM) and FM Insurance Company Limited.

FM Global “has a very strong competitive position, which is supported by its highly regarded reputation for assessing risk to prevent and mitigate loss as well as its notable market presence in the large commercial property segments,” according to S&P.

The ratings organisation also acknowledged the “significant breadth and depth” of FM Global’s management team and pointed out the company’s “mutual ownership structure provides flexibility and allows for a long-term, strategic view of risk.” Further, S&P indicated, “FM Global’s extremely strong capital adequacy and strong operating results also allow the group to absorb catastrophe losses and financial market volatility, which we view as a key factor to the ratings.”

S&P noted “FM Global’s highly regarded reputation for using its engineering expertise in assessing client risks to help prevent and mitigate loss gives it a significant commercial advantage over competitors.” Additionally, S&P highlighted that FM Global provides “significant competitive property insurance capacity and offers best-in-class products and services that keep pace with policyholder/owner needs.”

About FM Global

Established nearly 200 years ago, FM Global ( is a mutual insurance company whose capital, scientific research capability and engineering expertise are solely dedicated to property risk management and the resilience of its client-owners. FM Global works with many of the world’s largest organisations to develop cost-effective property insurance and engineering solutions to protect their business operations from fire, natural disasters and other types of property risk. FM Global is rated ‘A+’ by Standard & Poor’s, ‘A+’ (Superior) by A.M. Best, and ‘AA’ (Very Strong) by Fitch. In the United Kingdom, FM Global is the communicative name for FM Insurance Company Limited.